No Commission Baccarat, or Commission-Free Baccarat, removes the 5% commission on the Banker win, but this convenience has a cost. The Banker 6 rule, which pays only half when the banker wins at a total of 6, increases the house edge on that bet. The house edge on the Banker bet increases from 1.06% to 1.46%. You pay this higher price for full 1:1 payouts on non-6 Banker wins. If you want to see how this math plays out, check out the game itself live and in real-time at LuxeBet88 Singapore live casino.
The House Edge In Baccarat
The house edge in classic Baccarat and other baccarat variants comes from the commission charge on the banker’s winnings.
Based on statistics, the Banker’s hand has a slightly higher chance of winning compared to the Player’s hand. And to balance this, the casino is charging a 5% commission on all the winning bets on the Banker’s side. This results in a 1.06% house edge on this baccarat bet.
On the other hand, there is no commission charge on the winnings of the Player’s hand. On the other hand, the house edge for the player remains unchanged and still slightly higher at 1.24%.
The tie bet at standard baccarat has a very high house advantage of over 14%. Because of this, it becomes a sucker bet even though it pays 8 to 1.
The Adjustment On The Banker’s House Advantage And Its Impact
In live baccarat online Singapore game, the house edge represents the casino’s built-in advantage. And if you look at the table below, you’ll see that the banker’s hand is the best bet for players.
| Bet Type | Standard Baccarat House Edge | No Commission Baccarat House Edge | Key Rule & Its Impact To Player |
| Banker Bet | 1.06% | 1.46% | · Standard: 5% commission on all wins. |
| · No Commission: No fee, but the Banker wins on a 6 pays 1:2 (half). This rule raises the edge. | |||
| Player Bet | 1.24% | 1.24% (unchanged) | · Pays even money (1:1) with no commission in both versions. · The house edge stays the same. |
| Tie Bet | 14.36% | 14.36% (unchanged) | · Pays 8:1 in both versions.· This bet has a significantly higher house edge than Player or Banker bets. |
And to maintain the casino’s profit, they add the Banker 6 rules that slightly increase the house edge in the Banker’s hand. The casino collects its advantage not through a frequent small fee, but through an occasional large reduction in your payout.
What Does It Mean To Your No-Commission Strategy?
Despite the small spike on the Banker’s house edge, your baccarat strategy should not change because the Banker’s hand remains the best bet on this commission-free variant. That means, you can focus betting on the banker’s hand at the best live baccarat online Singapore and accept half of your bet payout when the banker wins at 6.
Let’s see how the house edge works in a winning banker hand at a standard and commission-free baccarat game.
For example, you place a $100 bet on the banker, and the banker wins with a total of 7.
In the Standard Baccarat game, your $100 bet wins $100. But the casino will be deducting its 5% commission on your winnings, so you’ll only receive $195. But in a Commission-free Baccarat game, you will receive the whole $100 winnings, including your stake. So your total payout will be $200.
Overall, the no-commission version can be financially better for you on a non-6 Banker win. But here is the case when the banker wins at a total of 6.
Say you place $100 bet on the banker, and this time the hand wins with a 6.
In Classic Baccarat, your $100 bet wins $100 and receives a total payout of $195. But in a No-Commission game, your winning payout will be halved. So instead of winning $100, you win $50 instead. Then, your net payout will be $150.
So if you compare both games, you will lose $45 more on this single $100 bet when the banker wins at 6.
Final Say
The adjustment in No Commission Baccarat is strategically altering how the casino maintains its mathematical advantage. Instead of the consistent 5% fee on every winning on the Banker’s bet, the casino is maintaining its profit with its Banker 6 rule, which slightly changes the house edge on the banker’s hand. If you want to explore other live casino baccarat variants, head on over to LuxeBet88 Singapore Live Casino!
FAQs:
Is The “Super Six” Side Bet A Good Bet At Commission-Free Baccarat?
No. This is an optional side bet, and like any other side bets available, this one also holds an extremely high house advantage.
Should I Ever Bet On The Tie On This Non-Commission Variant?
No. While the 8:1 payout is very tempting, the house edge for this bet is extremely high.
How Often Does The Banker Win At 6?
On average, it only happens once every 19 hands, but you will never know because the game is still a game of chance.
